Latest Posts

Can I Refinance In Indiana Yet?

The following is part of a post that I wrote in December of 2009. It's strange how much  of this is still true today! See the notes at the bottom!!! Mortgage rates in Northwest Indiana, and the United States as a whole, have dropped to their lowest levels since the 1940s, thanks to a trillion-dollar intervention by the federal government. Yet the banks that once handed out home loans freely … [Read More...]

Financing Info

Top Ten Reasons To Not Refinance Now

May 17, 2012 By

Interest rates are low and consumers are more optimistic about the economy, so it seems like a good time to refinance your Indiana home. Of course, not everyone thinks the same way, so here are the … [Read More...]

My, My, MI

May 2, 2012 By

I read a post just the other day about how VA loan originations have increased over 40% and FHA loan originations have dropped over 24% during the first half of fiscal 2012. Although these results … [Read More...]

obama

Are You Ready To Refi?

March 20, 2012 By

It has to be an election year. Without getting into the politics of it all, it seems the current administration has decided to help out existing homeowners. While the costs to purchase a home are … [Read More...]

Local Info

3rd Annual Celebration of Wildlife

May 20, 2012 By

Join the Porter County Wildlife Management Advisory Board’s  3rd Annual Celebration of Wildlife on June 2nd-3rd, 2012 at Sunset Hill Park in Valparaiso, Indiana. Saturday, June 2nd,  will feature exhibitors that will help better appreciate the native wildlife and will feature wildlife rehabilitators and groups that promote a healthier coexistence with the animals. Sunday, June 3rd, [...]

Crown Point Youth Baseball 5K HomeRUN

May 18, 2012 By

Crown Point Youth Baseball is hosting a 5K HomeRun on Saturday, June 9, 2012. The run, which starts at the baseball fields on Rt. 231 across from Col. Wheeler Middle School, will begin at 9:00 a.m. Early Bird registration, available through May 23, is $20.00. Registration on race day is from 6:30 a.m. to 7:30 [...]

How Well Are You Treated?

February 3, 2011 By

For those of you that don’t know me, in my previous life I was a firefighter and paramedic. I spent nearly 19 years of my life saving lives, protecting property, and providing medical and emotional support for the sick, the injured, the lost, and their families. I’m not telling you this to impress you, but [...]

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About Me

About Me

Thanks for taking the time to visit my page. Hopefully you will leave here just a little more enlightened than when you arrived.

My name is Scott Swinford, and I am a licensed Mortgage Loan Originator (NMLS# 138422) at Sagamore Home Mortgage (NMLS # 2062) in Merrillville, IN.

If you would like to contact me directly, send email to scott@nwiloanguy.com or call me at 219-695-0369.

We are in a time in the lending environment when CREDIT IS KING. Without good credit, you will not only miss out on opportunities afforded by having good credit, but you will also be penalized and punished by having to pay more in interest on mortgages, auto loans, and credit cards, as well as higher insurance costs.

If you are planning on refinancing or purchasing a home, call me and lets talk to make sure that you will be ready to go when you find the house you love.

Be sure to visit the Northwest Indiana Loan Guy site.