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	<title> &#187; Credit</title>
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	<link>http://nwihomeloan.com</link>
	<description>NW Indiana Loan Guy Blog</description>
	<lastBuildDate>Fri, 18 May 2012 19:39:56 +0000</lastBuildDate>
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		<title>If At First You Don&#8217;t Succeed&#8230;</title>
		<link>http://nwihomeloan.com/if-at-first-you-dont-succeed/</link>
		<comments>http://nwihomeloan.com/if-at-first-you-dont-succeed/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 01:17:44 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana mortgages]]></category>
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		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[USDA loans]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1148</guid>
		<description><![CDATA[Apply, Apply Again! As I write this, interest rates in Indiana are at all time lows (but the cost for getting a mortgage loan is increasing thanks to our friends in Washington, D.C.). Real estate property prices are starting to level out, or increase a little in our area, which means it is a great [...]]]></description>
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		<title>Holiday Savings Can Mean Credit Score Crashes</title>
		<link>http://nwihomeloan.com/holiday-savings-can-mean-credit-score-crashes/</link>
		<comments>http://nwihomeloan.com/holiday-savings-can-mean-credit-score-crashes/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 04:55:22 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1122</guid>
		<description><![CDATA[You&#8217;ve heard the speech before at the checkout counter, especially as the holidays near. It usually sounds like &#8220;Would you like to save 10% on all your purchases today be applying for our store credit card?&#8221;. It sounds like a great way to save $20 or $30 dollars (or more?), but is it really worth [...]]]></description>
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		<title>Mortgage Myths Dispelled Again</title>
		<link>http://nwihomeloan.com/mortgage-myths-dispelled-again/</link>
		<comments>http://nwihomeloan.com/mortgage-myths-dispelled-again/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 20:36:47 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Indiana FHA]]></category>
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		<category><![CDATA[USDA loans]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=985</guid>
		<description><![CDATA[As many of you know, I like to read and listen to podcasts about mortgage industry news and happenings. While I do learn more about the industry, I am often disappointed by what those in the industry are saying to their clients and the public in general. While I am far from perfect, I feel [...]]]></description>
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		<title>Why You Need To Buy That Home NOW!</title>
		<link>http://nwihomeloan.com/why-you-need-to-buy-that-home-now/</link>
		<comments>http://nwihomeloan.com/why-you-need-to-buy-that-home-now/#comments</comments>
		<pubDate>Thu, 17 Feb 2011 23:41:38 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[Indiana real estate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=917</guid>
		<description><![CDATA[There is a article in the recent online version of Smart Money that gives several reasons why you should buy now. You can read the entire article here, but it is worth a recap with a little commentary. One of the Obama administration&#8217;s proposals recently is to remove the government from mortgage lending. While many [...]]]></description>
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		<title>Simple Mistakes Can Damage Your Credit Score</title>
		<link>http://nwihomeloan.com/simple-mistakes-can-damage-your-credit-score/</link>
		<comments>http://nwihomeloan.com/simple-mistakes-can-damage-your-credit-score/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 23:52:34 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Credit]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=894</guid>
		<description><![CDATA[We have always know that even some simple mistakes can damage a credit score, but we have been kept in the dark as to the actual impact. Until now. FICO released a chart showing a range of damage that can be done to your score for some minor and not-so-minor problems. Here it is&#8230; While [...]]]></description>
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