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	<title> &#187; first time homebuyer</title>
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	<link>http://nwihomeloan.com</link>
	<description>NW Indiana Loan Guy Blog</description>
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		<title>Who Cares That Rates Are At &#8220;Record Lows&#8221;?</title>
		<link>http://nwihomeloan.com/who-cares-that-rates-are-at-record-lows/</link>
		<comments>http://nwihomeloan.com/who-cares-that-rates-are-at-record-lows/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 19:47:10 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[Indiana real estate]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[scott swinford]]></category>
		<category><![CDATA[www.nwiloanguy.com]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=999</guid>
		<description><![CDATA[Who cares? Besides myself and some other loan originators, not too many people. Chances are, not even you! While it is true that the mortgage rates for 30 years fixed rate loans in Indiana were below 4% (but trending up as I write this), a &#8220;low rate&#8221; does nothing for you, no matter whether it [...]]]></description>
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		<title>Do You Really Want To Be A Renter?</title>
		<link>http://nwihomeloan.com/do-you-really-want-to-be-a-renter/</link>
		<comments>http://nwihomeloan.com/do-you-really-want-to-be-a-renter/#comments</comments>
		<pubDate>Fri, 27 May 2011 03:37:25 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=967</guid>
		<description><![CDATA[I was reading an article yesterday titled &#8220;Troubled home market creates generation of renters&#8220;. The article states that many Americans either cannot afford a home or don&#8217;t want to own one, which is spawning a new wave of apartment construction. What do you mean &#8220;don&#8217;t want to own one&#8221;? Whatever happened to the American Dream [...]]]></description>
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		<title>No Money Down Loans Still Exist</title>
		<link>http://nwihomeloan.com/no-money-down-loans-still-exist/</link>
		<comments>http://nwihomeloan.com/no-money-down-loans-still-exist/#comments</comments>
		<pubDate>Mon, 16 May 2011 01:38:55 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Real Estate Finance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=961</guid>
		<description><![CDATA[If you have followed any of my blogs, you will know that I am a big fan of No Money Down home loans. I realize that directly contradicts many of the “Talking Heads” on TV and radio that say that home ownership is out of reach for many families due to the required 20% down [...]]]></description>
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		<title>Nearly 1 in 4 Mortgage Applications Rejected?</title>
		<link>http://nwihomeloan.com/nearly-1-in-4-mortgage-applications-rejected/</link>
		<comments>http://nwihomeloan.com/nearly-1-in-4-mortgage-applications-rejected/#comments</comments>
		<pubDate>Mon, 11 Apr 2011 00:57:32 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[Indiana real estate]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[northwest indiana]]></category>
		<category><![CDATA[scott swinford]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=954</guid>
		<description><![CDATA[&#8220;Yep, mortgage interest rates are low, but there&#8217;s a catch: It doesn&#8217;t matter how cheap rates are if you can&#8217;t get a loan.&#8221; &#8220;And these days, only highly qualified borrowers can get financing &#8212; let alone the best rates.&#8221; &#8220;Nearly a quarter of people who apply for loans are turned down, according to the Federal [...]]]></description>
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		<title>FHA Says &#8220;Mortgage Insurance For All&#8221;</title>
		<link>http://nwihomeloan.com/fha-says-mortgage-insurance-for-all/</link>
		<comments>http://nwihomeloan.com/fha-says-mortgage-insurance-for-all/#comments</comments>
		<pubDate>Sun, 27 Mar 2011 20:36:38 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[mortgage insurance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=943</guid>
		<description><![CDATA[Beware April 18, 2011. It will be a day of change for anyone thinking of purchasing or refinancing an Indiana home using an FHA mortgage. A little background first&#8230; FHA does not make loans as many people believe. The Federal Housing Administration (FHA) under the Department of Housing and Urban Development (HUD) only guarantees the [...]]]></description>
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