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	<title> &#187; Real Estate Finance</title>
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	<description>NW Indiana Loan Guy Blog</description>
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		<title>Top Ten Reasons To Not Refinance Now</title>
		<link>http://nwihomeloan.com/top-ten-reasons-to-not-refinance-now/</link>
		<comments>http://nwihomeloan.com/top-ten-reasons-to-not-refinance-now/#comments</comments>
		<pubDate>Thu, 17 May 2012 18:57:41 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Indiana FHA 203(k) Streamline]]></category>
		<category><![CDATA[indiana refinance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1240</guid>
		<description><![CDATA[Interest rates are low and consumers are more optimistic about the economy, so it seems like a good time to refinance your Indiana home. Of course, not everyone thinks the same way, so here are the Top Ten Reasons to Not Refinance Now. 10.  &#8221;9&#8243; is your lucky number. As in 9% interest. 9.  You [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>My, My, MI</title>
		<link>http://nwihomeloan.com/my-my-mi/</link>
		<comments>http://nwihomeloan.com/my-my-mi/#comments</comments>
		<pubDate>Wed, 02 May 2012 19:24:39 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[USDA loans]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1225</guid>
		<description><![CDATA[I read a post just the other day about how VA loan originations have increased over 40% and FHA loan originations have dropped over 24% during the first half of fiscal 2012. Although these results are nationwide, I have not seen the increase of VA loans in the Northwest Indiana area. My guess is that areas closer [...]]]></description>
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		<title>Are You Ready To Refi?</title>
		<link>http://nwihomeloan.com/ready-to-refi/</link>
		<comments>http://nwihomeloan.com/ready-to-refi/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 01:40:28 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[HARP 2.0]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1189</guid>
		<description><![CDATA[It has to be an election year. Without getting into the politics of it all, it seems the current administration has decided to help out existing homeowners. While the costs to purchase a home are increasing for both conventional and FHA backed loans, those hoping to refinance will be getting a couple breaks. First, we [...]]]></description>
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		<title>HARP 2.0: Are You Ready To Refinance?  pt. II</title>
		<link>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance-pt-ii/</link>
		<comments>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance-pt-ii/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 20:05:08 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1109</guid>
		<description><![CDATA[In our last post about HARP, I wrote about what it is, the benefits, and some of the qualifications. If you missed it, click here to see HARP 2.0. In this post, I&#8217;ll discuss the four other questions you must answer YES to before you are eligible to refinance in Indiana under the HARP program. [...]]]></description>
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		<title>HARP 2.0: Are You Ready To Refinance?</title>
		<link>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance/</link>
		<comments>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 19:51:14 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Indiana real estate finance]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1083</guid>
		<description><![CDATA[Update 3-16-12: From all indications, the new automated underwriting guideline changes are set to take effect around March 17 for the HARP DU Refi Plus program. As long as the individual lenders are on-board with the HARP guidelines,  this should be an excellent opportunity for some people to refinance with limited hassles. HARP is the Home Affordable [...]]]></description>
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