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	<title> &#187; Real Estate Finance</title>
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	<description>NW Indiana Loan Guy Blog</description>
	<lastBuildDate>Wed, 08 Feb 2012 02:32:09 +0000</lastBuildDate>
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		<title>HARP 2.0: Are You Ready To Refinance?  pt. II</title>
		<link>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance-pt-ii/</link>
		<comments>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance-pt-ii/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 20:05:08 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1109</guid>
		<description><![CDATA[In our last post about HARP, I wrote about what it is, it&#8217;s benefits, and some of the qualifications. If you missed it, click here to see HARP 2.0. In this post, I&#8217;ll discuss the four other questions you must answer YES to before you are eligible to refinance in Indiana under the HARP program. [...]]]></description>
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		<title>HARP 2.0: Are You Ready To Refinance?</title>
		<link>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance/</link>
		<comments>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 19:51:14 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Indiana real estate finance]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1083</guid>
		<description><![CDATA[Update 1-21-12:  Since I wrote this post in November of 2011, there have been many new developments with HARP. Most notably is that very few bank are actually participating right now. While, to my understanding, a couple of the large banks are doing a modified version of the government&#8217;s HARP proposal, many others are claiming [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Who Cares That Rates Are At &#8220;Record Lows&#8221;?</title>
		<link>http://nwihomeloan.com/who-cares-that-rates-are-at-record-lows/</link>
		<comments>http://nwihomeloan.com/who-cares-that-rates-are-at-record-lows/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 19:47:10 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[Indiana real estate]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[scott swinford]]></category>
		<category><![CDATA[www.nwiloanguy.com]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=999</guid>
		<description><![CDATA[Who cares? Besides myself and some other loan originators, not too many people. Chances are, not even you! While it is true that the mortgage rates for 30 years fixed rate loans in Indiana were below 4% (but trending up as I write this), a &#8220;low rate&#8221; does nothing for you, no matter whether it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>USDA Needs You To Help Spend It&#8217;s Cash</title>
		<link>http://nwihomeloan.com/usda-needs-help-spending-cash/</link>
		<comments>http://nwihomeloan.com/usda-needs-help-spending-cash/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 16:39:34 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[indiana mortgages]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[northwest indiana]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[USDA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=990</guid>
		<description><![CDATA[According to a recent press release by the US Department of Agriculture&#8217;s Rural Development division, they have just two months to spend 11.2 BILLION dollars on it&#8217;s no-money down loan programs. This means that this year, unlike some years in the past, they will not be running out of money by the end of the [...]]]></description>
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		<title>No Money Down Loans Still Exist</title>
		<link>http://nwihomeloan.com/no-money-down-loans-still-exist/</link>
		<comments>http://nwihomeloan.com/no-money-down-loans-still-exist/#comments</comments>
		<pubDate>Mon, 16 May 2011 01:38:55 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Real Estate Finance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=961</guid>
		<description><![CDATA[If you have followed any of my blogs, you will know that I am a big fan of No Money Down home loans. I realize that directly contradicts many of the “Talking Heads” on TV and radio that say that home ownership is out of reach for many families due to the required 20% down [...]]]></description>
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