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	<title> &#187; Refinance</title>
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	<link>http://nwihomeloan.com</link>
	<description>NW Indiana Loan Guy Blog</description>
	<lastBuildDate>Wed, 08 Feb 2012 02:32:09 +0000</lastBuildDate>
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		<title>If At First You Don&#8217;t Succeed&#8230;</title>
		<link>http://nwihomeloan.com/if-at-first-you-dont-succeed/</link>
		<comments>http://nwihomeloan.com/if-at-first-you-dont-succeed/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 01:17:44 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana mortgages]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[USDA loans]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1148</guid>
		<description><![CDATA[Apply, Apply Again! As I write this, interest rates in Indiana are at all time lows (but the cost for getting a mortgage loan is increasing thanks to our friends in Washington, D.C.). Real estate property prices are starting to level out, or increase a little in our area, which means it is a great [...]]]></description>
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		<title>HARP 2.0: Are You Ready To Refinance?  pt. II</title>
		<link>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance-pt-ii/</link>
		<comments>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance-pt-ii/#comments</comments>
		<pubDate>Sat, 12 Nov 2011 20:05:08 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1109</guid>
		<description><![CDATA[In our last post about HARP, I wrote about what it is, it&#8217;s benefits, and some of the qualifications. If you missed it, click here to see HARP 2.0. In this post, I&#8217;ll discuss the four other questions you must answer YES to before you are eligible to refinance in Indiana under the HARP program. [...]]]></description>
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		<title>HARP 2.0: Are You Ready To Refinance?</title>
		<link>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance/</link>
		<comments>http://nwihomeloan.com/harp-2-0-are-you-ready-to-refinance/#comments</comments>
		<pubDate>Fri, 11 Nov 2011 19:51:14 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[Indiana real estate finance]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=1083</guid>
		<description><![CDATA[Update 1-21-12:  Since I wrote this post in November of 2011, there have been many new developments with HARP. Most notably is that very few bank are actually participating right now. While, to my understanding, a couple of the large banks are doing a modified version of the government&#8217;s HARP proposal, many others are claiming [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Who Cares That Rates Are At &#8220;Record Lows&#8221;?</title>
		<link>http://nwihomeloan.com/who-cares-that-rates-are-at-record-lows/</link>
		<comments>http://nwihomeloan.com/who-cares-that-rates-are-at-record-lows/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 19:47:10 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[Indiana real estate]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[scott swinford]]></category>
		<category><![CDATA[www.nwiloanguy.com]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=999</guid>
		<description><![CDATA[Who cares? Besides myself and some other loan originators, not too many people. Chances are, not even you! While it is true that the mortgage rates for 30 years fixed rate loans in Indiana were below 4% (but trending up as I write this), a &#8220;low rate&#8221; does nothing for you, no matter whether it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FHA Says &#8220;Mortgage Insurance For All&#8221;</title>
		<link>http://nwihomeloan.com/fha-says-mortgage-insurance-for-all/</link>
		<comments>http://nwihomeloan.com/fha-says-mortgage-insurance-for-all/#comments</comments>
		<pubDate>Sun, 27 Mar 2011 20:36:38 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[mortgage insurance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=943</guid>
		<description><![CDATA[Beware April 18, 2011. It will be a day of change for anyone thinking of purchasing or refinancing an Indiana home using an FHA mortgage. A little background first&#8230; FHA does not make loans as many people believe. The Federal Housing Administration (FHA) under the Department of Housing and Urban Development (HUD) only guarantees the [...]]]></description>
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