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	<title>NW Indiana Loan Guy Blog</title>
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	<link>http://nwihomeloan.com</link>
	<description>Mortgage Information For Informed Indiana Homebuyers</description>
	<lastBuildDate>Sun, 07 Feb 2010 16:42:10 +0000</lastBuildDate>
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		<title>My 10 Seconds of Fame</title>
		<link>http://nwihomeloan.com/my-10-seconds-of-fame/</link>
		<comments>http://nwihomeloan.com/my-10-seconds-of-fame/#comments</comments>
		<pubDate>Sun, 07 Feb 2010 16:29:42 +0000</pubDate>
		<dc:creator>Scott Swinford, Mortgage Planner &#38; Credit Expert</dc:creator>
				<category><![CDATA[Misc.]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[Indiana USDA]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=631</guid>
		<description><![CDATA[With the Super Bowl upon us and the E-Trade babies running around, I was fortunate enough to meet one.
Here is what he had to say&#8230;.

OK, that was sort of silly, but call me anyway. You can reach me at 219-695-0369.
Scott
Northwest Indiana&#8217;s source , for FHA loans, USDA Rural Development loans, and lame videos.
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		<slash:comments>0</slash:comments>
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		<title>People You Should Know: Mr. X</title>
		<link>http://nwihomeloan.com/people-you-should-know-mr-x/</link>
		<comments>http://nwihomeloan.com/people-you-should-know-mr-x/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 04:16:49 +0000</pubDate>
		<dc:creator>Scott Swinford, Mortgage Planner &#38; Credit Expert</dc:creator>
				<category><![CDATA[Local Businesses]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[auto insurance]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=625</guid>
		<description><![CDATA[Here is another installment when I write about a different local business  or business person each week. My goal is to highlight the unique differences of each business and what sets them apart from others in the same industry.
This weeks highlight is on &#8220;Mr. X&#8221; who blogs at NWIQuotes.com.
I think the &#8220;Mr. X&#8221; moniker is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lawsuits Filed Over Poor Debt Collection Tactics</title>
		<link>http://nwihomeloan.com/lawsuits-filed-over-poor-debt-collection-tactics/</link>
		<comments>http://nwihomeloan.com/lawsuits-filed-over-poor-debt-collection-tactics/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 19:13:46 +0000</pubDate>
		<dc:creator>Scott Swinford, Mortgage Planner &#38; Credit Expert</dc:creator>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[fair debt collection practices act]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=623</guid>
		<description><![CDATA[An article appearing in today&#8217;s Post Tribune states that four more local residents have filed lawsuits alleging poor tactics from debt collectors. In several recent cases, representatives from the debt collection companies either called or threatened to call employers, neighbors, or family members and disclose that they were owed a debt by the victims. This [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FHA Changes On The Horizon</title>
		<link>http://nwihomeloan.com/fha-changes-on-the-horizon/</link>
		<comments>http://nwihomeloan.com/fha-changes-on-the-horizon/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 15:40:31 +0000</pubDate>
		<dc:creator>Scott Swinford, Mortgage Planner &#38; Credit Expert</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[first time homebuyer]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[FHA downpayment]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[mortgage insurance]]></category>
		<category><![CDATA[mortgage insurance premium]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[seller concessions]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=601</guid>
		<description><![CDATA[FHA just announced that there will likely be some changes to their requirements for insuring loans effective April 5, 2010. The main ones include an increase in the upfront mortgage insurance premium (UFMIP) and a decrease in seller concessions from 6% to 3%.
For those who don&#8217;t know what UFMIP is, it is the &#8220;downpayment&#8221; that [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Banks Not Following Rules For Loan Modifications?</title>
		<link>http://nwihomeloan.com/banks-not-following-rules-for-loan-modifications/</link>
		<comments>http://nwihomeloan.com/banks-not-following-rules-for-loan-modifications/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 18:05:29 +0000</pubDate>
		<dc:creator>Scott Swinford, Mortgage Planner &#38; Credit Expert</dc:creator>
				<category><![CDATA[Delinquencies and Foreclosures]]></category>
		<category><![CDATA[loan modifications]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[Indiana foreclosures]]></category>
		<category><![CDATA[Indiana loan modifications]]></category>
		<category><![CDATA[mortgage modifications]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=599</guid>
		<description><![CDATA[No long monologs. None of my usual diatribes. Just facts&#8230; If you are in danger of losing your home and you are trusting your lender to assist you in successfully completing the mortgage modification process, you may want to reevaluate your game plan.
Check out the article from ProPublica on how the banks are not following [...]]]></description>
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		<slash:comments>1</slash:comments>
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