I apologize that I haven’t posted anything of value during the past couple weeks, but I have been very busy formulating some new ideas and I haven’t decided how I am going to roll them out yet.
Much of my reasoning for this is because I am really frustrated. Frustrated by the number of liars, thieves, and fly-by-night companies that are giving the legitimate people in my businesses a bad name.
What exactly happened to honesty or ethics? Why do I have potential clients that are scared to do business with not only me, but anyone else, because they were ripped off by some low-life or some loan officer pulled a bait-and-switch and told them on the day of closing that “SURPRISE your interest rate went up” or that they have to pay points (extra money) to get the rate quoted. Yep… happened to me before I got into this business when I was still very naive. (Name withheld to protect the guilty) from CTX Mortgage got about $2,000 extra from me that day!
How about the mortgage banker who has the client charge $395 on their credit card because those are the only ”closing costs’ on the loan and then hits them with over $9,000 in pre-paids and other misc. fees. Gonna have to call you on the carpet for this.
Stay tuned folks! This is gonna get ugly!
Scott
Scott Swinford, your Northwest Indiana Loan Guy
Your source for Indiana FHA loans, Indiana FHA 203(k) Streamline loans, Indiana USDA Rural Development loans, and much more.
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