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	<title>NW Indiana Loan Guy Blog &#187; FHA loans</title>
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	<link>http://nwihomeloan.com</link>
	<description>Mortgage Information For Informed Indiana Homebuyers</description>
	<lastBuildDate>Fri, 03 Sep 2010 03:28:41 +0000</lastBuildDate>
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		<title>Borrowing For Energy Efficient Improvements</title>
		<link>http://nwihomeloan.com/borrowing-for-energy-efficient-improvements/</link>
		<comments>http://nwihomeloan.com/borrowing-for-energy-efficient-improvements/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 16:24:47 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[energy efficient mortgage program]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[indiana mortgages]]></category>
		<category><![CDATA[northwest indiana homes]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=722</guid>
		<description><![CDATA[I just added a page to the NWILoanGuy website the other day on the FHA Energy Efficient Mortgage Program. This is a very beneficial program that is offered to Indiana Homeowners, as well as homeowners in other states. The Department of Housing and Urban Development describes the program as follows: FHA’s Energy Efficient Mortgage program [...]]]></description>
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		<title>Refinance Your Mortgage for Rate and Payment Reductions</title>
		<link>http://nwihomeloan.com/refinance-your-mortgage-for-rate-and-payment-reductions/</link>
		<comments>http://nwihomeloan.com/refinance-your-mortgage-for-rate-and-payment-reductions/#comments</comments>
		<pubDate>Tue, 17 Aug 2010 18:28:01 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[indiana refinance]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[streamline refinance]]></category>
		<category><![CDATA[VA loans]]></category>
		<category><![CDATA[www.nwiloanguy.com]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=705</guid>
		<description><![CDATA[One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower monthly payments. By refinancing, the borrower pays off their existing mortgage and replaces it with a new one. This can often be accomplished with a no-points no-fees loan program, which essentially means at “no cost” to the [...]]]></description>
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		<title>Home Loan Rates At All Time Lows</title>
		<link>http://nwihomeloan.com/rates-at-all-time-lows/</link>
		<comments>http://nwihomeloan.com/rates-at-all-time-lows/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 15:31:52 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[indiana mortgages]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=689</guid>
		<description><![CDATA[In recent weeks, home loan rates have hit all-time lows. Yes, all time-lows! This is great news for anyone who has yet to refinance to take advantage of the lowest rates ever recorded, or to purchase that new home or investment property more affordably than ever before. Both 30 Year and 15 Year Fixed Rates [...]]]></description>
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		<title>Barriers To Refinancing II</title>
		<link>http://nwihomeloan.com/barriers-to-refinancing-ii/</link>
		<comments>http://nwihomeloan.com/barriers-to-refinancing-ii/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 21:51:08 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Lake County]]></category>
		<category><![CDATA[Porter County]]></category>
		<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[indiana mortgages]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=678</guid>
		<description><![CDATA[In my last post, Barriers To Refinancing, I spoke about several issues that borrowers are having while trying to refinance or even purchase a home. Here are a few other reasons&#8230; Credit. enough said! I heard a startling statistic the other day. Just over 25% of the population has a credit score under 600.  While [...]]]></description>
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		<title>Barriers To Refinancing</title>
		<link>http://nwihomeloan.com/barriers-to-refinancing/</link>
		<comments>http://nwihomeloan.com/barriers-to-refinancing/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 16:27:43 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Lake County]]></category>
		<category><![CDATA[Porter County]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[indiana loans]]></category>
		<category><![CDATA[Indiana mortgage]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=676</guid>
		<description><![CDATA[I posted a short survey on a couple Facebook pages yesterday in hopes that I would have a better idea as to why more people are not refinancing in this incredibly low interest rate environment. Fortunately, I received almost 20 responses&#8230; a fair indication of what is on people&#8217;s minds right now. I big THANK [...]]]></description>
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