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	<title>NW Indiana Loan Guy Blog &#187; scott swinford</title>
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	<link>http://nwihomeloan.com</link>
	<description>Mortgage Information For Informed Indiana Homebuyers</description>
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		<title>Stay Tuned</title>
		<link>http://nwihomeloan.com/stay-tuned/</link>
		<comments>http://nwihomeloan.com/stay-tuned/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 04:23:42 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Misc.]]></category>
		<category><![CDATA[Plain Stupid]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[scott swinford]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=335</guid>
		<description><![CDATA[I apologize that I haven&#8217;t posted anything of value during the past couple weeks, but I have been very busy formulating some new ideas and I haven&#8217;t decided how I am going to roll them out yet. Much of my reasoning for this is because I am really frustrated. Frustrated by the number of liars, [...]]]></description>
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		<title>Mortgage Rates Dropping in Northwest Indiana</title>
		<link>http://nwihomeloan.com/mortgage-rates-dropping-in-northwest-indiana/</link>
		<comments>http://nwihomeloan.com/mortgage-rates-dropping-in-northwest-indiana/#comments</comments>
		<pubDate>Thu, 19 Mar 2009 04:07:10 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[indiana mortgages]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[scott swinford]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=294</guid>
		<description><![CDATA[I found the following in an Associated Press article on March 18, 2009. Let&#8217;s look at it and break it down a little&#8230;. WASHINGTON &#8211; If you&#8217;ve got a good job, solid credit and your home&#8217;s value hasn&#8217;t fallen dramatically, you&#8217;re likely to benefit from the Federal Reserve&#8217;s extraordinary action Wednesday to help drive mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Random Thoughts About Why Renters Should be Buying NOW!</title>
		<link>http://nwihomeloan.com/random-thoughts-about-why-renters-should-be-buying-now/</link>
		<comments>http://nwihomeloan.com/random-thoughts-about-why-renters-should-be-buying-now/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 01:53:57 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[Renting]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[Indiana FHA 203(k) Streamline]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[scott swinford]]></category>
		<category><![CDATA[www.usccraonline.com]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=288</guid>
		<description><![CDATA[Ever since I though about moving out from under Mom and Dad&#8217;s roof, I had the notion to purchase a house instead of rent. Probably all those horror stories from others about bad landlords. Of course, I don&#8217;t recall the storytellers having intimate information; mostly it was hearsay. That&#8217;s OK!  Now that I own a [...]]]></description>
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		<title>Rates Are Down, but Clients May Be Left Out</title>
		<link>http://nwihomeloan.com/rates-are-down-but-clients-may-be-left-out/</link>
		<comments>http://nwihomeloan.com/rates-are-down-but-clients-may-be-left-out/#comments</comments>
		<pubDate>Wed, 04 Feb 2009 03:04:38 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Real Estate Finance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[Indiana FHA 203(k) Streamline]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[mortgage loans]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[scott swinford]]></category>
		<category><![CDATA[usccraonline.com]]></category>
		<category><![CDATA[VA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=278</guid>
		<description><![CDATA[Looking over a rate sheet today, I found something very interesting. Low Rates! Rates the lowest I have ever seen for an FHA loan. If you would have called today, I could have locked you in at&#8230;&#8230;. 4.5% with ZERO points on a purchase or refinance. That does NOT require a 750 credit score or [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Get a CLUE!</title>
		<link>http://nwihomeloan.com/get-a-clue/</link>
		<comments>http://nwihomeloan.com/get-a-clue/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 05:49:43 +0000</pubDate>
		<dc:creator>Scott</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[ChoicePoint]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[Indiana FHA]]></category>
		<category><![CDATA[Indiana FHA 203(k) Streamline]]></category>
		<category><![CDATA[Indiana USDA]]></category>
		<category><![CDATA[nwiloanguy.com]]></category>
		<category><![CDATA[rural development]]></category>
		<category><![CDATA[scott swinford]]></category>
		<category><![CDATA[USDA loans]]></category>

		<guid isPermaLink="false">http://nwihomeloan.com/?p=272</guid>
		<description><![CDATA[In the past, I have written about the big three credit bureaus&#8230; Trans Union, Experian and Equifax. While there are several others, I would like to introduce you to a fourth; ChoicePoint. ChoicePoint is the company that produces the CLUE reports (Comprehensive Loss Underwriting Exchange) that the insurance companies use to determine your risk, and [...]]]></description>
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